After completing the steps necessary to protect your accounts, the negotiation process takes about an hour or two a week until you achieve a settlement. An employee, or someone you trust, can use this course to negotiate with creditors on your behalf. We have 3rd party templates for all creditor communications.

The “fill-in-the-blank system” for communicating with creditors makes writing emails easy. Phone scripts simplify the communication process and help you avoid missteps with duplicitous creditors.

This course gives you “breathing room” to build up settlement funds and establish settlement offers. Whether it takes two weeks or two years, the creditor is on your timeline now.

Educate yourself to avoid being taken advantage of by debt collectors and debt relief companies. Bardwell Creative gives you the tools to make your own decisions based on a systematic solution.