For business owners buried in Merchant Cash Advances

Includes over 8o email templates

The system & manual to settle every business debt

The Course

Bardwell Creative has created a first of its kind business debt settlement course that achieves results as low as 10% of the original loan amount without daily, weekly or monthly payments to your creditors. Permanently settle merchant cash advances, bank loans, unsecured loans, vendor debts, and secured commercial loans. You can disengage from unmanageable withdrawals and regain control of your cash flow in just a few days.

    ACTUAL RESULTS:

  • $101,281 settled for $10,000.
  • $33,739 settled for $6,000.
  • $12,860 settled for $2,500.

A Four Phase System with Bardwell founder Kenny Butler

Permanently settle merchant cash advances, bank loans, unsecured loans, vendor debts, and secured commercial loans. You can disengage from unmanageable withdrawals and regain control of your cash flow in just a few days.

Phase I

Control Your Cash Flow

  1. Debt Workout Preparation
    1. Learn What NOT to Do
    2. Prepare for The Creditor’s Lies and Threats
    3. Learn How To Communicate With Creditors
    4. Learn When to Use a Lawyer
    5. More…
  2. Create a System to Communicate with Creditors
    1. Get the Spreadsheet of Woe
      1. Track all your numbers and stay 3 steps ahead of your creditors.
  3. Learn the safest way to protect cash flow with our Bank Account Guidelines
    1. Open Up Three New Bank Accounts
  4. Prepare to communicate with your creditors.

Phase II

Contact Creditors

  1. Obtain Payment History and the Contract Between You and the Creditor
  2. Stop Creditor Harassment
  3. Learn our Settlement Guidelines
    1. Order of Settlements
    2. Dangers of Payment Arrangements
    3. Lump-Sum Offers
  4. Learn About Summons, Judgements, and 406 Notices
  5. Deal With Held Receivables
  6. Deal With Frozen Bank Accounts
    1. Get Your Personal Bank Account Released
    2. Get Your Business Bank Account Released

Phase III

Stalling – Building Your Case History

Create Hardship Documentation

  1. Create a Hardship Letter
    1. Hardship Letter Structure
    2. Hardship Letter Guide
    3. Hardship Letter Samples
  2. Download/Redact Bank Statements
    1. Redaction Guidelines
      1. What to redact:
      2. Check Redaction Samples
  3. Review How To Communicate With Creditors
  4. Email the Creditors You Need to Stall
    1. Email the creditor using one of the “Stalling” email templates

Phase IV

Settlement Negotiation

  1. Update Hardship Documentation
  2. Negotiate a Settlement
    1. Email Settlement Offers
    2. Did the creditor accept your offer?
      If NO: 1.7 – Continue to Q4.
      If YES: 1.8 – Skip ahead to “Phase 4 – Finalizing Settlement.”
    3. Did you receive a counteroffer from the creditor?
      If NO: 1.9 – Email the creditor using one of the “Counteroffer Requests” email templates in order to get a counter offer from the creditor.
      If YES: 2.0 – Email the creditor using one of the variations of “Replies to an Offer” email templates to reply to the creditor’s offer.
  3. Finalize Settlement – Get the Creditor to Agree to Your Settlement Terms
    1. Guidelines of Sending Money to a Creditor
    2. Non-Negotiable Settlement Terms
  4. Email the Settlement Agreement to the Creditor
    1. Finalize the Settlement Transaction
      1.  Is the creditor insisting on their own settlement agreement?
        If NO: 1.2 – Skip down to Q2.
        If YES: 1.3 – Skip down to Q6.
    2. Use Your Settlement Agreement to Finalize The Settlement Transaction
    3. Use The Creditor’s Settlement Agreement to Finalize The Settlement Transaction

A Peek Inside the Course

Lesson Videos,  Email Templates, Phone Scripts, Legal Templates, Workflow Worksheets

Downloadable Workflows

Our step-by-step process makes our debt workout easy to follow.

Email Templates Worth the Price of the Course

We have created email templates for every communication with creditors in a debt settlement negotiation. You will know exactly when to send what email template.

The Spreadsheet of Woe

We created this Google spreadsheet and fashioned it with our own internal systems that have allowed us to track dozens of creditors, clients case, and communications. The Spreadsheet of Woe comes with the course!

A State of the Art Online Course

Our course platform allows you to us any device and keep track of every step as you navigate your debt workout. It’s designed to have you take steps to prtect yourself from creditors as you go.

Enroll today and see the results for yourself!

CONTACT US

9 1/2 Market St.
Northampton, MA 01060
(413) 613-4138

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