Bardwell Creative

Founded in 2018, Bardwell Creative is different than other business debt workout firms because we focus on advanced debt negotiation, reduction, and elimination without bankruptcy or selling the business through an Article 9 sale. In 2022 Bardwell Creative President and CEO Kenny Butler released the Business Debt Workout Course, an industry-first solution to allow business owners to level the playing field with creditors.

We have helped businesses from a wide variety of industry verticals that needed Merchant Cash Advance help along with every other kind of business debt. We’ve even helped some businesses that were on the brink of foreclosure or shutting down completely. Our expertise in advanced debt negotiation has enabled business owners to get out of debt without resorting to business bankruptcy.

The systematic debt settlement processes we created to restructure business debt are now in an online course that any business owner can use to take back control.


Make no mistake – creditors will not play fair unless forced into a position where they no longer have control of what you do with your money. If you have an MCA loan you likely signed an agreement allowing access to your funds upon default. Bardwell Creative will teach you how to secure your accounts and continue normal business operations with a positive cash flow. You will be back on the path of profitability and ahead of your creditors from day one.

It may be hard to believe, but Bardwell Creative will teach you how to negotiate with an aggressive MCA creditor cooperatively. Creditors are formidable negotiators and have the law on their side, but winning a judgment is different than a real dollar settlement. The Bardwell Creative system is designed to convince your creditors that it’s in their interest to accept your offer. You will put the MCA collectors into a position where they will have little choice.

The Business Debt Settlement Course

The Business Debt Workout Course is an online course, self-paced that takes business owners step-by-step through the process of dealing with creditors. The course was created by Bardwell Creative President and CEO Kenny Butler, who has over a decade of experience in the debt settlement industry.

Business Debt Control

The course is designed for business owners who are struggling to make ends meet and are looking for a way to get out from under their debt. The course will teach you how to:

– Negotiate with your creditors to reduce or eliminate your debt
– End MCA payments and creditor harassment
– Regain control of your cash flow
– Get creditors off your back so you can focus on running your business
– Reduce your debt by as much as 90%
– Avoid bankruptcy and keep your business intact

The course is self-paced and can be completed in as little as a few weeks. It includes video lessons, email templates for creditor communications, and bonus resources to help you get the most out of the course.

Eliminate debt. Keep the business

Business debt can be a daunting thing to manage, but our online course offers effective help for businesses of all sizes. We provide tools and resources to help businesses negotiate with creditors and get the best possible terms and settle for pennies on the dollar. Whether it’s a secured bank loan, unsecured loan, Merchant cash advance, SBA loan, Business line of credit, invoice factoring, or vendor debt, we can help you settle your debt and get back on track. With our experience and expertise, we developed the only online system available to business owners to get out of debt and back on solid financial footing.