You might have signed a contract giving a creditor the right to seize any funds repeatedly. If you default and your creditor knows your bank accounts locations, they can (will) seize your money without prior notification. This course shows you how to minimize that risk.

Yes, they can and will because they do not distinguish between what money gets assigned to payroll or anything else. Creditors and collectors do not care.

Until now, the only options for small businesses struggling with debt have been to declare bankruptcy, hire a debt relief agency, or an attorney. These specialists often require a monthly retainer that may last for months or years, and bankruptcy often destroys the business. Our course eliminates the need for any of these options, and the one-time cost of the course, $2500, is less than the average monthly retainer fees of other companies.

After completing the steps necessary to protect your accounts, the negotiation process takes about an hour or two a week until you achieve a settlement. An employee, or someone you trust, can use this course to negotiate with creditors on your behalf. We have 3rd party templates for all creditor communications.

The “fill-in-the-blank system” for communicating with creditors makes writing emails easy. Phone scripts simplify the communication process and help you avoid missteps with duplicitous creditors.

This course gives you “breathing room” to build up settlement funds and establish settlement offers. Whether it takes two weeks or two years, the creditor is on your timeline now.

Educate yourself to avoid being taken advantage of by debt collectors and debt relief companies. Bardwell Creative gives you the tools to make your own decisions based on a systematic solution.